Student Loan Repayment Programs 08152025
|
State
|
Program Name
|
Eligible Providers
|
Service Commitment
|
Award Amount
|
Requirements Notes
|
|---|---|---|---|---|---|
| AK | Alaska Supporting Health Care Access through Loan Repayment (SHARP) | physician,np,pa,dentist | 2 years | $35,000/year for Tier 1 practitioners; $20,000/year for Tier 2 practitioners | HPSAs employer match required |
| AR | Arkansas Community Match Rural Physician Recruitment Program | physician | 4 years | $20,000/year | A physician who is either in their residency or no more than two years out of residency, and a Rural Community in Arkansas may jointly apply. |
| AZ | Arizona State Loan Repayment Program (SLRP) | physician,np,pa,dentist | 2 years | Physicians & Dentists: up to $65,000; APPs: up to $50,000 | Provide primary care services in federally designated Health Professional Shortage Areas (HPSA) or Arizona Medically Underserved Areas (AzMUA). |
| CA | California Dental Corps Loan Repayment Program | dentist | 3 years | $35,000/year | Must commit to practicing full-time in a designated underserved area. |
| CA | California State Loan Repayment Program | physician,np,pa,dentist | 2 years | Up to $50,000 | Health professionals must commit to practice in medically underserved areas in public or non-profit entities. |
| CA | The Steven M. Thompson Physician Corps Loan Repayment Program | physician | 3 years | Up to $105,000 | Physicians commit to practicing in direct patient care in a medically underserved area (MUA) in California. |
| CA | Elevating the Safety Net Provider Loan Repayment Program | physician | 3 years | $5,000 per month for service commitment | Must commit at least 16 hours per week of direct patient primary care in a qualified practice site for at least 36 months, with an opportunity to extend for an additional two years. |
| CA | CalHealthCares Program | physician,dentist | 5 years | $300,000 | Must provide care to Medi-Cal patients. |
| CA | California County Medical Services Program (CMSP) Loan Repayment Program | physician,np,pa,dentist | 2 years | Full-time service: up to $50,000; Part-time service: up to $25,000 | Primary care healthcare professionals must provide healthcare services at an approved site located in the 35 CMSP counties. |
| CA | Medicine for the Economically Disadvantaged Loan Repayment Program (MED) | physician,dentist | N/A | $10,000 to $20,000/year | Must be working full-time in a nonprofit clinic in Los Angeles or San Bernardino Counties. Awards vary based on available funding. |
| CO | Colorado Health Service Corps Loan Repayment Program | physician,np,pa,dentist | 3 years | Physicians & Dentists: $90,000; APPs: $50,000 | Must work full-time or part-time in a designated healthcare professional shortage area. |
| CO | Colorado State Dental Loan Repayment Program | dentist | 2 years | Up to $50,000 | Must provide direct patient care at a public, nonprofit, or private dental practice in Colorado seeing some Medicaid, CHP+ and/or uninsured patients each month. |
| CT | Connecticut Student Loan Repayment Program | physician,np,pa,dentist | 2 years | Up to $25,000/year | Must practice full-time in a federally designated Health Professional Shortage Area (HPSA). |
| DC | DC Health Professional Loan Repayment Program (HPLRP) | physician,np,pa,dentist | 2 years | Physicians & Dentists: up to $151,841.29 over four years; APPs: up to $83,510.61 over four years | Must practice full-time and part-time at HPLRP-certified sites in health professional shortage and medically underserved areas (HPSAs and MUAs) in DC. |
| DE | Delaware State Loan Repayment Program | physician,np,pa,dentist | 2 years | Physicians & Dentists: up to $100,000 total; APPs: up to $60,000 total | Must practice full-time at a public or non-profit private entity that serves a Federally-designated HPSA. |
| FL | Florida Reimbursement Assistance for Medical Education (FRAME) | physician,np,pa,dentist | 4-5 years | Physicians: up to $150,000; Dentists: up to $250,000; APPs: up to $75,000 | Must practice in an underserved area of the state. |
| FL | Florida Nursing Student Loan Forgiveness Program | np | 1-4 years | Up to $4,000/year | Must work full-time at a designated employment site. |
| GA | Georgia Physicians for Rural Areas Assistance (PRAA) Program | physician | 1 year | $25,000/year | Must practice in a Health Professional Shortage Area located in a rural Georgia county. Contracts are renewable for an additional 3 years. |
| GA | Georgia Physician Education Loan Repayment Program (GPELRP) | physician | 4 years | Up to $150,000 total | Must practice full-time in an underserved, rural county in Georgia with a population of 50,000 or less. |
| GA | Georgia Dentists for Rural Areas Assistance Program (DRAA) | dentist | 1-4 years | Up to $25,000/year | Must provide direct patient care full-time in a medically underserved, rural area of Georgia. |
| GA | Georgia Dentist Education Loan Repayment Program (GDELRP) | dentist | 4 years | Up to $150,000 total | Must provide direct patient care full-time in a medically underserved, rural area of Georgia. |
| GA | Georgia Physician Assistant Loan Repayment Program (PALRP): | pa | 1-4 years | Up to $10,000/year | Must provide direct patient care in medically underserved, rural areas of Georgia. |
| GA | Georgia Advanced Practice Registered Nurse Loan Repayment Program (APRNLRP) | np | 1-4 years | Up to $10,000/year | Must provide direct patient care in medically underserved, rural areas of Georgia. |
| GA | Georgia Nurse Faculty Loan Repayment Program (NFLRP) | np | 2 years | Up to $25,000 total | Must possess a Masters or Doctoral Degree in Nursing and be currently employed and have been employed for 1 year as faculty in the University System of Georgia. |
| GA | Georgia Behavioral Health Provider Loan Repayment Program (GBHPLRP) | physician | 4 years | For Psychiatrists, $150,000 total | Psychiatrists must practice full-time in Georgia. |
| HI | Hawaii State Loan Repayment Program | physician,np,pa,dentist | 2 years | Up to $50,000 | Must practice full-time at an eligible site in a federally designated Health Professional Shortage Area (HPSA). |
| HI | Hawaii Healthcare Education Loan Repayment Program | physician,np,pa,crna,dentist | 2 years | Subject to available funds | Must provide clinical care to human patients living in Hawai‘i and accept public insurance for at least 30% of their patient care claims. Interns, residents, or fellows currently in professional training in one of the recognized health professions may apply. |
| IA | Iowa PRIMECARRE Loan Repayment | physician,np,pa,dentist | 2 years | Up to $50,000/year | Must practice at a public or non-profit facility located in a federally designated health professional shortage area (HPSA). |
| IA | Fulfilling Iowa's Need for Dentists (FIND) Project | dentist | 5 years | Up to $200,000 | Participating dentists must agree to allocate 35% of patient visits to underserved populations, including a minimum of 15% Medicaid-insured patients. |
| ID | Idaho State Loan Repayment Program (SLRP) | physician,np,pa,dentist | 2 years | Up to $25,000/year | Must practice full-time at an eligible site in a federally designated Health Professional Shortage Area (HPSA). |
| IL | Illinois National Health Service Corps State Loan Repayment Program | physician,np,pa,dentist | 2 years | Up to $50,000 total | Must practice full-time at an eligible site in a federally designated Health Professional Shortage Area (HPSA). |
| IL | Illinois Physician Workforce (UPW) Loan Repayment Program | physician | 2 years | Up to $50,000 total | Must practice at an approved nonprofit HPSA facility and participate in the Medicare, Medicaid, and Children's Health Insurance Program. |
| IN | Indiana State Loan Repayment Program | physician,np,pa,dentist | 2 years | Up to $20,000/year | Must practice full-time at an eligible site in a federally designated Health Professional Shortage Area (HPSA). |
| KS | Kansas Bridging Plan | physician | 3 years | Minimum of $26,000 | Must be a resident physician in a qualifying specialty and commit to practicing in a rural Kansas community. |
| KS | Kansas State Loan Repayment Program | physician,np,pa,dentist | 2 years | Physicians and Dentists: up to $25,000/year; APPs: up to $20,000/year | Must practice at an eligible site located in a federally designated Health Professional Service Area (HPSA). |
| KS | Kansas Initiative for New Dentists Program (KIND) | dentist | 3 years | Up to $50,000 | Must commit to practicing in a rural area for three years and be a KanCare (Medicaid) Provider. |
| KY | Kentucky State Loan Repayment Program (KSLRP) | physician,np,pa,dentist | 2 years | Physicians and Dentists: $80,000; APPs: $40,000 | Must practice full-time for an eligible sponsoring organization in a federally designated Health Professional Shortage Area (HPSA). |
| LA | Louisiana State Loan Repayment Program | physician,np,pa,dentist | 3 years | Physicians and Dentists: up to $30,000/year; APPs: up to $15,000/year | Must practice in federally designated health professional shortage area, work full-time (40 hours per week) in an outpatient capacity; work for a public or non-profit private entity. |
| MA | Massachusetts State Loan Repayment Program (MLRP) for Health Professionals | physician,np,pa,dentist | 2 years | Up to $50,000 total | Must practice in a community with a barrier to healthcare access. |
| MD | Maryland State Loan Repayment Programs | physician,np,pa | 2 years | Up to $50,000/year | Must practice in areas of healthcare professional shortages. |
| MD | Maryland Dent-Care Loan Assistance Repayment Program (MDC-LARP) | dentist | 3 years | Up to $23,740/year | Must be employed full time and treat a minimum of 30% MMAP recipients as a portion of their total patient population per year. |
| ME | Maine Health Care Provider Loan Repayment Pilot Program | physician,np,pa,dentist | 3 years | Up to $75,000 total | Must be employed full-time as an eligible health care provider as determined by FAME. |
| ME | Maine Dental Education Loan Repayment Program | dentist | 4 years | Up to $100,000 total | Must practice full-time in a dental health professional shortage area or medically underserved population areas in Maine. |
| ME | Maine Nursing Education Loan Repayment Program | np | 3 years | MSN: up to $20,000; DNP: up to $40,000 | Must work in Maine in a position as a nurse educator at a nursing education program. |
| MI | Michigan State Loan Repayment Program (MSLRP) | physician,np,pa,dentist | 2 years | Up to $300,000 | Providers may participate in MSLRP for up to ten years and receive up to $300,000 in income-tax free funds to repay their eligible educational debt. |
| MN | Minnesota State Loan Repayment Program | physician,np,pa,dentist | 2 years | Up to $20,000/year | Must practice in nonprofit private or public sites located in federally designated Health Professional Shortage Areas (HPSAs). |
| MN | Minnesota Rural Physician Loan Forgiveness Program | physician | 3 years | $33,000/year | Must be a resident physician in a qualifying specialty and practice at least 30 hours per week in a designated rural area. |
| MN | Minnesota Urban Physician Loan Forgiveness Program | physician | 3 years | $33,000/year | Must be a resident physician in a qualifying specialty and practice in federally designated urban Health Professional Shortage Area (HPSA) or Medically Underserved Area (MUA). |
| MN | Martha Mordini Rukavina Loan Forgiveness Program | dentist | 5 years | Up to $120,000 | Must practice in the Taconite Assistance Area of northeastern Minnesota for at least five years. |
| MO | Missouri Health Professional State Loan Repayment Program | physician | 2 year | Up to $65,000 | Available to Cardiologists and practicing in a Missouri area of defined need, such as a Health Professional Shortage Area (HPSA). |
| MO | Missouri Student Loan Repayment Program (SLRP) | physician,dentist | 2 years | Up to $50,000 | Must practice full-time in Missouri areas with a shortage of mental health, medical and dental professionals. |
| MT | Montana Rural Physician Incentive Program (MRPIP) | physician | Minimum of 6 months, up to 5 years | Up to $150,000 for 5 years of service | Must provide medical services to underserved populations or in underserved communities, or rural areas of the state. |
| MT | Montana State Loan Repayment Program (SLRP) | physician,np,pa,dentist | 2 years | Up to $25,000/year | Must practice at approved National Health Service Corps (NHSC) or Montana SLRP site in a Health Professional Shortage Area (HPSA). |
| NC | North Carolina Community Practitioner Program and CPP 2.0 | physician,np,pa | 3-5 years | Up to $100,000 | Must practice practice in a Health Professional Shortage Area of North Carolina. |
| NC | North Carolina Loan Repayment Program (NC LRP) | physician,np,pa,dentist | 4 years | Physicians and Dentists: up to $100,000; APPs: up to $60,000 | Must provide comprehensive primary care services in eligible facilities serving high need patients in rural and other approved communities of North Carolina. |
| ND | North Dakota Healthcare Professional Loan Repayment Program | physician,np,pa,crna | Up to 5 years | Physicians: up to $150,000 total; APPs and CRNAs: up to $22,000 total | Must practice in a federal or state designated shortage area. |
| ND | North Dakota Dental Loan Repayment Program | dentist | 5 years | Up to $100,000 total | Must accept Medicare and Medicaid patients, plus maintain full-time employment providing direct patient care in a designated setting. |
| ND | North Dakota Federal Loan Repayment Program | physician,np,pa,dentist | 2 years | Up to $50,000 | Must practice at an eligible public or nonprofit site. |
| NE | Nebraska State Loan Repayment Program | physician,np,pa,crna,dentist | 3 years | Physicians and Dentists: up to $60,000/year; Other Providers: up to $30,000/year | Must practice in a designated shortage area in Nebraska. |
| NE | NHSC Nebraska State Loan Repayment Program | physician,np,pa,crna,dentist | 2-4 years | Physicians and Dentists: up to $50,000/year; Other Providers: up to $25,000/year | Must practice in a designated shortage area in Nebraska. |
| NH | New Hampshire State Loan Repayment Program (NH SLRP) | physician,np,pa,dentist | 3 years | Physicians and Dentists: up to $75,000 total; APPs: up to $45,000 total | Must maintain a full-time clinical practice at an eligible practice site. Part-time options available. |
| NJ | New Jersey Primary Care Practitioner Loan Redemption Program | physician,np,pa,dentist | 2 years | Up to $120,000 | Must practice in a medically underserved areas. |
| NM | New Mexico Health Professional Loan Repayment Program (HPLRP) | physician,np,pa,dentist | 2 years | Up to $25,000/year | Must practice full-time in a designated medical shortage area in New Mexico. |
| NV | Nevada NURSE Corps Loan Repayment Program | np | 2 years | 60% of qualifying loan balance | Must practice at a Critical Shortage Facility. |
| NV | Nevada Health Service Corps (NHSC) | physician,np,pa,dentist | 2 years | Subject to available funds | Must commit to full-time clinical practice in designated communities facing practitioner shortages. |
| NY | New York Regents Physician Loan Forgiveness Award Program | physician | 2 years | Up to $20,000 total | Must have completed residency within the last five years and practice in an area determined by the Regents to have a severe shortage of primary care physician services. |
| NY | New York State Primary Care Service Corps Loan Repayment Program | np,pa,dentist | 3 years | Up to $60,000 | Must practice at a NHSC-approved site in designated HPSAs. |
| OH | Ohio Physician Loan Repayment Program | physician | 2-4 years | $50,000-$120,000 | Must practice at an eligible site in a Health Professional Shortage Area (HPSA) or Health Resource Shortage Area, accept Medicare and Medicaid, and see patients regardless of ability to pay. |
| OH | Ohio Dentist and Dental Hygienist Loan Repayment Program | dentist | 2-4 years | $50,000-$120,000 | Must practice at an eligible site in a Dental Health Professional Shortage Area (HPSA) or Dental Health Resource Shortage Area, accept Medicaid, and see patients regardless of ability to pay. |
| OH | Ohio Substance Use Disorder Professional Loan Repayment Program | physician,np,pa | 2 years | Up to $25,000 annually | Must practice at an eligible site in a Health Professional Shortage Area (HPSA), as well as in other high-burdened SUD areas of the state, accept Medicare and Medicaid, and see clients regardless of ability to pay. |
| OK | Oklahoma Physician Loan Repayment Program | physician | 1-4 years | $50,000/year | Must practice full time in a rural community and must not be currently practicing in a rural Oklahoma community. |
| OK | Oklahoma Dental Loan Repayment Program (ODLRP) | dentist | 1-5 years | Up to $25,000/year | Must agree to teach at the University of Oklahoma College of Dentistry or provide dental care in a designated health professional shortage area. |
| OR | Oregon Partnership State Loan Repayment (SLRP) | physician,np,pa,dentist | 2 years | Up to $35,000/year | Must practice at approved practice sites in Health Professional Shortage Areas (HPSAs). |
| OR | Oregon Health Care Provider Loan Repayment | physician,np,pa,dentist | 3 years | 50% of qualifying loan balance (up to $35,000/year) | Must provide primary care in an outpatient setting at a qualified Oregon practice site. |
| OR | Oregon Primary Care Loan Forgiveness Program (PCLF) | physician,np,pa | 1 year | $35,000/year | Must graduate from a Oregon AHEC Scholars Program or an approved Oregon rural training track program and begin practicing primary care at an approved rural Oregon site within 90 days of graduation or completion of residency. |
| PA | Pennsylvania Primary Care Loan Repayment Program (LRP) | physician,np,pa,dentist | 2 years | Physicians and Dentists: up to $80,000; APPs: up to $48,000 | Must practice full-time in a federally designated Health Professional Shortage Area (HPSA). |
| RI | Rhode Island Health Professionals Loan Repayment | physician,np,pa,dentist | 2 years | N/A | Must provide direct patient care in an outpatient setting in medically underserved communities in Rhode Island. |
| SC | South Carolina Rural Dentist Program | dentist | 4 years | Up to $75,000 | Must practice in a health professional shortage area or serve as full- time faculty at the Medical University of South Carolina James B. Edwards College of Dental Medicine (MUSC CDM). |
| SC | South Carolina Rural Provider Incentive Program | physician,np,pa | 4 years | Physicians: up to $25,000/year; APPs: up to $12,500/year | Must practice in an outpatient setting in an underserved area and have practiced in the community for less than five years. |
| SC | Marlboro County General Hospital Foundation Loan Repayment Incentive | physician,np,pa | 4 years | Physicians: up to $25,000/year; APPs: up to $15,000/year | Must practice in Marlboro County, South Carolina. |
| SD | South Dakota Recruitment Assistance Program (RAP) | physician,np,pa,crna,dentist | 3 years | Physicians and Dentists: up to $256,840; APPs: up to $70,751 | Must practice full-time in an eligible rural South Dakota community. |
| TX | Texas Physician Education Loan Repayment Program | physician | 4 years | Up to $180,000 total | Must practice full-time in a federally designated HPSA, a secure correctional facility operated by/under contract with the Texas Juvenile Justice Department or operated by/under contract with the Texas Department of Criminal Justice. |
| TX | Texas Rural Communities Health Care Investment Program | np,pa,crna,dentist | 1 year | $10,000/year | Licensed non-physician healthcare providers practicing in a Texas county with a total population of 50,000 or less may apply. |
| TX | St. David's Foundation Public Health Corps Loan Repayment Program | physician,pa | 4 years | Up to $30,000 | Must practice at an approved practice site in the 5-county St. David’s Service Area (outpatient primary care or behavioral health facility). |
| TX | T.L.L. Temple Foundation Loan Repayment Program | physician | 4 years | Up to $120,000 | Must practice at an eligible practice site in the 22-county T.L.L. Temple Foundation service area. |
| UT | Utah Rural Physician Loan Repayment Program (RPLRP) | physician | 2 years | Up to $30,000/year | Must practice at a rural hospital in Utah and apply within 18 months of beginning employment at an approved site. |
| UT | Utah Health Care Workforce Financial Assistance Program | physician,np,pa,dentist | 3 years | Physicians and Dentists: up to $75,000; APPs: up to $45,000 | Must practice in underserved areas in the state of Utah. |
| VA | Virginia State Loan Repayment Program (SLRP) | physician,np,pa,dentist | 4 years | Up to $140,000 total | Must practice full-time in one of Virginia's Health Professional Shortage Areas (HPSAs). |
| VT | Vermont Educational Loan Repayment Program for Health Care Professionals | physician,np,pa,dentist | 1-2 years | Up to $50,000/year | Must be employed by and delivering care in an eligible primary care practice or urgent care site or inpatient/outpatient mental health setting. |
| WA | Washington Health Corps Federal Health Program | physician,np,pa,dentist | 2 years | Up to $70,000 | Must practice full-time in a federally designated Health Professional Shortage Area (HPSA). |
| WA | Washington Health Corps State Health Program | physician,np,pa,dentist | 3 years | Up to $75,000 | Must practice at least 24 hours per week at a preapproved site. |
| WI | Wisconsin Rural Physician Loan Assistance Program | physician | 3 years | Up to $50,000 total | Must practice in an outpatient setting in a rural Wisconsin community. Providers practicing in rural communities qualify for this funding whether or not the worksite is located in a HPSA. |
| WI | Wisconsin Health Professions Loan Assistance Program | physician,np,pa,dentist | 3 years | Physicians and Dentists: up to $50,000; APPs: up to $25,000 | Must practice full-time in a federally designated Health Professional Shortage Area (HPSA). |
| WV | West Virginia State Loan Repayment Program (SLRP) | physician,np,pa,dentist | 2 years | Up to $40,000 | Must practice full-time in a federally designated Health Professional Shortage Area (HPSA). |
| WV | West Virginia Recruitment and Retention Community Project (RRCP) | physician,np,pa,dentist | 1-4 years | Up to $20,000/year | Must practice full-time for a participating facility in a Health Professionals Shortage Area (HPSA) or Medically Underserved Area (MUA). |
Data updated: August 15, 2025
